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Frequently Asked Questions
About Offering Consumer Financing
Becoming a Free Life Funding partner allows your business to provide simple and flexible customer financing solutions, guaranteeing fast growth for your business. Getting started is simple and easy, as our seamless, multi-lender platform provides affordable financing options for clients across the credit spectrum.

Why Offer Financing To Your Customers?


More Sales

Larger Orders


More Sales

Larger Orders

Giving customers access to POS financing not only gives customers more purchasing power, but also drives sales and increases revenue per sale. Recent independent studies have proven that offering a POS financing payment option on average results in a 42% increase in incremental sales, and a 35% increase in average order value.

Happy Businessman

Retain And Grow Sales Team

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Retain And Grow

Sales Team

Everyone can remember a time they lost a revenue opportunity over the initial cost or monthly payment of the product or service they were selling. Offering financing through Free Life Funding is an easy way to save those sales and retain your best sales people.

Antique Safe

Protect Your Business

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Protect Your


Suddenly being unable to process payments in your business can be a death sentence, and many times just one charge-back with your payment processor can trigger a hold on your hard-earned funds. Using Free Life Funding as your POS financing solution removes risk from the day to day operation of business, allowing you to sleep better at night.

  • What is Point Of Sale (POS) Consumer Financing?
    Point Of Sale financing is when a merchant offers their customers a financial solution at the point of purchase, in order to assist them in buying the product or service. POS financing is a type of consumer finance and typically refers to installment loans.
  • Do the funds go to my customer or my business?
    Our state of the art POS financing solution allows us to fund your business directly, rather than the customer. This means that by using Free Life Funding, you are able to completely eliminate chasing payments in your business for good, ultimately allowing your sales team to stay focused on serving new potential customers and driving revenue.
  • How can I offer financing?
    Launch a Consumer Finance program instantly without any investment in IT or integration resources. Complete the application form by Clicking Here, or Contact Us if you have questions. Once approved, you will immediately be able to offer the world's best financing options to your clients to increase sales.
  • What do I have to do to get started?
    Getting started with Free Life Funding is easy. With just a few simple steps, you can be on your way to accessing these great programs. Click here to begin, or Contact Us if you have additional questions prior to applying.
  • How much does it cost my business to get started offering financing?
    ZERO DOLLARS! We charge no setup or monthly reoccurring fees to be a Free Life Funding partner. Your success is our success, so we only profit on a small percentage of transaction volume as you grow your business with us.
  • Am I or my business responsible for the loan offered to my customers?
    Many of our lenders offer non-recourse loans to finance your customers, clients, or patients. There are also programs available that have limited recourse. Check with your representative for details.
  • Does applying to be a merchant affect my credit score?
    In most cases lenders will only do a soft credit pull on ownership and review your business credit reports.
  • Does applying for financing affect my customers' credit score?
    Our application process starts with a 1 minute pre-approval process, which means only a soft pull is required, and your customer will instantly know what they qualify for prior to moving forward.
  • How long does it take to get my customers approved for funding?
    The entire process end-to-end takes less than 10 minutes, from pre-approval to on-boarding, which means our POS financing solution fits seamlessly into any sales process without adding friction.
  • How long does it take to get funded?
    One to three business days.
  • I have never used financing in my business before - can you help with how and when to make the offer?
    Absolutely. Our team has decades of sales experience across a variety of different industries, and are available to teach and train your staff on how to maximize the use of financing to grow your revenue. In addition, we have a full training portal for you and your sales reps to self-study whenever is convenient.
  • What types of businesses does Free Life Funding work with?
    Free Life Funding's solutions are industry and product agnostic. Some of the main industries we serve include: 1) Online training and coaching 2) Home improvement 3) Alternative medical 4) Dental If you'd like to discuss your business's eligibility and options, click here to speak with one of our representatives.

What Would My Customer's Payment Be?

Use the slider below to determine your customer's estimated monthly payment.*

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